The Open Banking Data and Payments Automation Landscape
Finexer commissioned a survey of 400+ senior decision-makers at UK organisations across accounting, ERP, fintech and B2B SaaS to investigate the hidden operational and financial cost of manual, fragmented banking and payment processes.
The research found that, despite being in a highly advanced era of digital finance technology, UK businesses are still struggling to reduce the amount of manual finance admin and workarounds - even where the digital infrastructure to fix it already exists.
Download Report
What this Research covers
- The payment automation gap: How far UK B2B organisations have actually come and what the majority are still doing manually.
- The real cost of fragmentation: What it costs in staff time each month when payment infrastructure is built on disconnected systems and providers.
- Where payouts are failing: The payment and payout failures most commonly reported in the past 12 months, and what drives them.
- Open banking adoption in practice: Current and planned adoption of six core bank-connected capabilities across the surveyed market.
- The barriers that are holding adoption back: What UK B2B organisations say is stopping them and whether those barriers are real or perceived.
- A five-stage payment automation maturity model: A practical framework for understanding where your organisation sits today and what the next step looks like.
- Four implementation best practices: Evidence-based recommendations for moving from fragmented point solutions to unified payment automation.